:root{--blue:#2c7da0;--navy:#0d3045;--gold:#d9b15f;--bg:#f7fafc;--text:#132330;--muted:#64748b;--orange:#f28a2e}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.72}.container{width:min(1160px,92%);margin:auto}header{background:#fff;position:sticky;top:0;z-index:20;border-bottom:1px solid #e7eef2}.nav{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:18px}.logo img{height:72px}.navlinks{display:flex;align-items:center;gap:18px;flex-wrap:wrap}.navlinks a{text-decoration:none;color:var(--text);font-weight:700;font-size:.9rem}.phone{display:inline-flex;flex-direction:column;padding:8px 12px;border-radius:14px;background:#eef7fb;border:1px solid #d9eaf2}.phone small{color:var(--muted);font-size:.65rem;text-transform:uppercase}.phone strong{color:var(--navy)}.btn{display:inline-block;background:var(--blue);color:#fff!important;padding:12px 18px;border-radius:999px;text-decoration:none;font-weight:800}.hero{background:linear-gradient(135deg,#071f30,#0d3b59);color:#fff;padding:72px 0 58px}.crumbs{font-size:.82rem;color:#bbd1df;margin-bottom:24px}.crumbs a{color:#d8edf7}.hero h1{font-size:clamp(2.4rem,5vw,4.5rem);line-height:1.05;max-width:980px;margin:0 0 20px}.hero p{max-width:850px;color:#d8e3ea;font-size:1.12rem}.meta{display:flex;gap:18px;flex-wrap:wrap;margin-top:22px;color:#bdd0dd;font-size:.85rem}.article-wrap{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:42px;padding:58px 0}.article{background:#fff;border-radius:28px;padding:clamp(24px,4vw,54px);box-shadow:0 16px 40px rgba(13,48,69,.06)}.article h2{font-size:clamp(1.7rem,3vw,2.45rem);line-height:1.15;color:var(--navy);margin:54px 0 16px}.article h3{font-size:1.25rem;color:var(--navy);margin-top:32px}.article p{margin:0 0 20px}.article ul{padding-left:24px}.article li{margin:8px 0}.lead{font-size:1.15rem;color:#3c5565}.figure{margin:32px 0}.figure img{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:22px;background:#e7eff3;display:block}.figure figcaption{font-size:.82rem;color:var(--muted);margin-top:8px}.callout{background:#eef7fb;border-left:5px solid var(--blue);padding:20px 22px;border-radius:16px;margin:28px 0}.cta{background:linear-gradient(135deg,#0d3045,#15506f);color:#fff;padding:28px;border-radius:24px;margin:40px 0}.cta h3{color:#fff;margin-top:0}.cta p{color:#d8e6ef}.cta-actions{display:flex;gap:12px;flex-wrap:wrap}.cta .btn.alt{background:#fff;color:var(--navy)!important}.source-box{font-size:.9rem;background:#f6f8fa;border:1px solid #e2e8ec;border-radius:18px;padding:20px;margin-top:42px}.source-box a{color:var(--blue)}aside{position:sticky;top:110px;align-self:start}.toc{background:#fff;border-radius:22px;padding:24px;border:1px solid #e5edf2}.toc strong{display:block;margin-bottom:12px;color:var(--navy)}.toc a{display:block;text-decoration:none;color:#486270;padding:7px 0;font-size:.92rem}.related{margin-top:20px;background:#0d3045;color:#fff;border-radius:22px;padding:24px}.related a{color:#ccecff;text-decoration:none;display:block;padding:6px 0}.faq{margin-top:46px}.faq details{border-top:1px solid #e1e8ec;padding:18px 0}.faq summary{font-weight:800;cursor:pointer;color:var(--navy)}footer{background:#081f2e;color:#c9d6de;padding:48px 0;margin-top:40px}.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:30px}.footer-grid h4{color:#fff}.footer-grid a{color:#c9d6de}.blog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px;padding:50px 0}.blog-card{background:#fff;border-radius:22px;overflow:hidden;box-shadow:0 12px 30px rgba(13,48,69,.07)}.blog-card img{width:100%;aspect-ratio:16/9;object-fit:cover;background:#e7eff3}.blog-card div{padding:22px}.blog-card h2{font-size:1.3rem;margin:0 0 10px}.blog-card a{text-decoration:none;color:var(--navy)}
@media(max-width:950px){.navlinks .phone{display:none}.article-wrap{grid-template-columns:1fr}aside{position:static}.navlinks a:not(.btn){display:none}}@media(max-width:600px){.logo img{height:60px}.article-wrap{padding-top:28px}.article{padding:24px}.hero{padding:50px 0}.hero h1{font-size:2.5rem}}